Trustly is a Swedish company that operates digital payment methods in over 150 countries around the world, and can be used in Sweden and Finland for in-person transactions. They have offices in Stockholm, London, New York City and Singapore. It's simple, secure, and works on all devices, so your customers will be able to pay you when and how they want.
Trustly allows you to accept payments from your customers using their bank account, card or mobile phone. The customer pays directly into your bank account or credit card account without leaving the site where they placed their order.
Trustly works by performing an authorization check with the customer's bank as soon as they make their payment through Trustly. In this way, Trustly ensures that there are sufficient funds in the customer's account before processing the transaction. If there are insufficient funds in the customer's account at this time, then the transaction will not be processed. This means that Trustly helps to protect both merchants and consumers from losses due to fraudulent transactions or chargebacks.
As a merchant, after you sign up for Trustly, you will receive an email with your unique link. When someone pays with Trustly on your website, they click on this link and enter their card details. Once they have completed their payment, their information is encrypted and sent directly to Trustly's servers where it is processed through their PCI-compliant system.
The customer can also choose to pay using a mobile app if they wish; however, these payments are only available in Sweden at this time (but there are plans to expand into other countries soon).