iDEAL works with merchants to provide a fast, efficient, and secure way to accept customer payments. iDEAL works as a mobile banking app or in the online environment, and integrates seamlessly with the merchant’s existing e-commerce platform. Merchants can customize their user experience by adding custom fields to the checkout process.
This provides consumers with a payment platform they are comfortable navigating, and can trust.
iDEAL is available anywhere with an internet connection – including mobile devices, which means payments can be accepted anywhere, any time – and it offers multiple payment options, from traditional plastic cards to more recent innovations like Apple Pay and Google Pay.
To use iDEAL, merchants need an account from one of iDEAL’s payment processing partners. There are no setup or subscription fees – iDEAL only charges merchants after their customer pays, at the rate of 1%+$0.30 per transaction.
iDEAL offers a number of benefits over traditional credit card processing, including a limited risk of chargebacks or fraud, because merchants don’t get paid until the customer has actually paid their bill. Merchants get paid in as little as a few days, no matter where their customers are located.