# Pay.com: All-in-one payment orchestration & acquiring platform

Pay.com is a payments orchestration and acquiring platform that lets merchants accept, route, optimize, and settle global payments through a single, unified hub. It combines a payment gateway, licensed acquiring, intelligent routing, a token vault, fraud protection, and treasury tools, serving SMBs and enterprise merchants across industries like iGaming, eCommerce, streaming, SaaS, travel, and crypto.

## Products

- [Payments](https://pay.com/payments): Accept payments globally with a full suite of payment methods, an embedded checkout, a centralized card vault, and automated payouts.
- [Optimisation](https://pay.com/optimisation): Maximize approval rates and recover failed transactions through intelligent routing, automated failover, and network tokenization.
- [Protection](https://pay.com/protection): Prevent fraud and control chargebacks with a risk engine, 3DS and passkey authentication, and automated dispute workflows.
- [Treasury](https://pay.com/treasury): Gain clarity and control over global cash flow with automated reconciliation, global accounts, payouts, and foreign exchange.

## Developers

- [Documentation](https://apiref.pay.com/): Guides and references for building and integrating with Pay.com.
- [API Reference](https://apiref.pay.com/): Full technical guide for the Pay.com API.
- [Connections](https://pay.com/connections): Directory of available integrations and providers.

## Pricing

- [Pricing](https://pay.com/pricing-us): Pricing details, including flat-rate plans for SMBs and bespoke commercials for enterprise merchants.

## Resources

- [Blog, Newsroom & Case Studies](https://pay.com/blog): Latest industry insights, company news, and customer success stories.
- [FAQ](https://pay.com/faq): Answers to common questions about Pay.com's platform and how it works.

### Notable Pages

- [ExpressVPN Case Study](https://pay.com/blog/how-expressvpn-took-control-of-their-payment-stack-and-accelerated-growth): How ExpressVPN turned payment performance into a global growth engine, citing an 11% conversion increase and $55M+ additional annual revenue.
- [Best API for Payments](https://pay.com/blog/best-api-for-payments): Overview of what makes a strong payments API.
- [Payment Methods Most Widely Accepted in the US](https://pay.com/blog/4-methods-of-payments-accepted-in-us): Breakdown of the most widely accepted US payment methods.
- [Best Fraud Management Solution for Global Commerce](https://pay.com/blog/best-fraud-management-solution-for-global-commerce): Guidance on choosing fraud management for global commerce.

## Company

- [About Us](https://pay.com/about-us): The company's mission, values, team, and evolution timeline; headquartered in Limassol with offices in London and Miami.
- [Careers](https://pay.com/careers): Open roles and information on joining the team.
- [Brand Assets](https://pay.com/brand-assets): Official logos and brand resources.
- [Get in Touch](https://pay.com/get-in-touch): Contact page to reach the Pay.com team.
- [Book a Demo](https://pay.com/book-a-demo): Request a product demonstration and get started.

## Legal

- [Privacy Policy](https://pay.com/legal/privacy-policy): How Pay.com collects and handles personal data.
- [Terms & Conditions](https://pay.com/legal/terms-and-conditions): The terms governing use of Pay.com's services.
- [Cookie Policy](https://pay.com/legal/cookie-policy): How Pay.com uses cookies and tracking.
- [Report a Complaint](https://pay.com/legal/report-a-complaint): Process for submitting a complaint.

## Social Media

- [LinkedIn](https://uk.linkedin.com/company/pay-com-official): Pay.com's official LinkedIn company page.